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Insurer expects to see summer spike in car accidents

Admiral, UK insurance company expects August and July to be the worst months for car accidents abroad


spike in car accidents predicted for summer say insurer post

Admiral is warning insurers and brokers that they may see an increase in accidents this summer as drivers travel abroad for a holiday, or take a break in the UK. 

Lorna Connelly, Head of Claims at Admiral, said: 

“As travel restrictions continue to ease, we expect to see a rise in the number of people deciding to drive to Europe in the coming weeks instead of flying this year. Our data shows car accidents abroad are more likely to occur in August than any other month. In the last two years, almost a quarter (23%) of all claims made for accidents abroad happened in August, with another 15% of them happening in July. 

“This is likely because more people go on holidays in the summer months, and with an expected rise in the number of people deciding to drive abroad after the pandemic, we could see a spike in UK drivers being involved in accidents in mainland Europe in the coming weeks.”

“Different driving laws, unfamiliar road layouts and signs in foreign languages can cause stress for the unprepared, increasing the risk of having a road accident. We received almost 3,000 claims for accidents abroad in 2018 and 2019, and 39% of these accidents happened in France.”

“If you’re planning to drive abroad this summer, it’s important to be prepared, and know what to do in case the worst happens and you’re involved in an accident. Having the right documentation, being aware of the rules of the road in the country you’re visiting, and knowing what to do and where to report an accident are all essential before getting behind the wheel in a foreign country.” 

Percentage of car accidents abroad in 2018 and 2019 according to Admiral data 



Percentage of accidents








Republic of Ireland























Here are Admiral’s top ten tips for motorists who are driving abroad: 

  1. Take your documentation including your certificate of motor insurance, driving licence (including the paper part) and the vehicle registration document abroad with you. 
  2. Take a copy of the Agreed Statement of Facts on Motor Vehicle Accident with you (a European accident form which goes by different names in different countries). You can find a copy of this in English at 
  3. Ensure you save the contact details for your insurance company into your phone. Admiral’s number, if calling from abroad is +44 29 2060 1294. 
  4. Make sure you have sufficient travel insurance for you and your family as most motor insurance policies will only cover the car and not onward travel for you and your luggage. 
  5. If you are involved in an accident, make a note of where the accident happened, including the date and time. Use your smartphone to see the exact location and take a screenshot. 
  6. Take pictures of the accident at a safe distance. Also take photos of the vehicles involved; make sure you have a good photo of the registration number on the front and back of all vehicles. 
  7. Take all witness details, names, addresses, telephone numbers and email addresses. 
  8. Don’t sign anything unless you understand what it is you are signing. In European countries, you will be presented with the Agreed Statement of Facts on Motor Vehicle Accident. If you are involved in an incident with another driver they will present you with the form, it is split into two sections and each driver involved is expected to complete it with their version of events. The English language version you take with you is for translation purposes only, it will help you understand each section of the form the other driver will give you. 
  9. Ask the local authority to recover the car if you can. Make sure you have their address and contact details and make sure you know where they are taking your car. 
  10. Perhaps most importantly, remain calm, stay safe and phone your car insurer, and your travel insurer if you need onward travel. If you’re thinking of taking your car abroad this summer, Admiral has a handy guide with more advice on driving in Europe.



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